Don’t Let Your Financial Situation Keep You In Pain: 3 Ways You Can Finance Emergency Dental Procedures.
Dental insurance is designed to cover routine cleanings and medically necessary dental work, but your insurance company’s definition of “necessary” dental work may differ from your own. Trying to find a way to finance your emergency dental procedure? Don’t put off your dental care any longer; consider these 3 ways you can finance emergency dental procedures.
- Payment Plans
The first step is to talk to your dentist about possible payment plans. Many dental offices provide payment plans such as Care Credit or Chase Health Advance that provide interest-free options for up to 1-2 years. Some offices also provide interest-bearing plans for up to 4 years.
You may also consider obtaining a personal or payday loan. Personal loans can be acquired from your bank or a third party lender; however, payday loans may offer an easier solution. Did you know that you can get a payday loan without a credit check? You are still required to show proof of a valid checking account and substantial income, but payday loans are much easier to obtain. You can also apply for a payday loan online and have the money deposited directly into your account.
- Credit Cards
If all else fails, consider using one of your credit cards with the lowest interest rate. In some cases, you may even be able to apply for a new credit card with special introductory offers or zero percent interest for the first few months. This will allow you to pay for your emergency dental procedure while still allowing for a little financial padding.
Looking for the right payment plan for your emergency dental procedure? Medical professionals with Colorado Advanced Dentistry provide payment plans for the dental implants and laser gum treatment services for your needs. For procedure guides, patient information, testimonials, or to schedule a consultation, visit our website today!